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It's about that time of the year! Time to get the boat out and enjoy some time on the water. No matter if you're buying a pontoon boat or a jet ski, there are some important things to remember about your coverage.

Your homeowners policy provides little-to-no coverage for boats

Your homeowners policy provides limited coverage for watercraft. Any boat that is longer than 26ft and has a motor faster than 50 horsepower is not covered under your homeowners policy for liability. The best way to cover your boat is to purchase a watercraft policy.

Protect your boat with Watercraft Insurance

Watercraft insurance provides coverage for the hull of your boat and the off board motor. It can be insured on an "actual cash value" basis, "replacement cost" basis, or an "agreed value" basis. 

Get a quote today, or give us a call at 919-755-1401.

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