Renters Insurance

Whether this rental is your FIRST rental or you are downsizing, our agents know how to tailor renters insurance to your needs.  Proof of insurance is available for your landlord immediately.  Anders, Ireland & Marshall is located near some of the newest luxury apartments in downtown Raleigh. 

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.



If you are forced out of your home because of a disaster your additional living expenses will be covered.
Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.  More worried about your four legged family than your property?  We sell Pet Insurance too - ask about FIGO Pet Insurance.



Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.
If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.




Thank you for your interest in Anders, Ireland & Marshall Insurance. If you would like to speak to an insurance professional please feel free to call our office at 919.755.1401 or 800.726.1228. If you would like to email your questions to us, one of our agents will reply promptly.